" HEALTH IS WEALTH "

Why should your family sacrifice 
their Jwellery to pay for your
Medical Expences Take
Health Insurance Plan Today 

 

 

 HEALTH PLAN : Provides PEACE, BUDGET, PROTECTION & IS ECONOMICAL


 

SO WHAT R U WAITING FOR 



  HDFC ERGO GENERAL INSURANCE

 

  • OPTIMA SECURE  (INDIVISUAL / FAMILY FLOTER )
  • OPTIMA RESTORE  (INDIVISUAL / FAMILY FLOTER )

           

    


 OPTIMA RESTORE  (INDIVISUAL / FAMILY FLOTER )


 Restore Benefit

  • Get 100% of the base sum insured reinstated automatically on your first claim.
  • Restore Benefit enhances your cover even on the partial utilization.
  • You can make your first claim up to your base sum insured. For Future claims, restore benefit can be utilized.                                                                            
  • If you choose a 5lacs sum insured while buying a product, and happen to make a claim at the time of first claim: you are eligible for any amount upto 5 lacs so if you make a claim of 3 lacs: At the time of your second claim: you are eligible for any amount of upto (Base sum insured - Claim Amount) + 100% Restore of the Sum Insured) i.e.(5-3)+5 = 7 lacs    
  • Multiplier Benefit rewards you by raising your sum insured after every claim free year up to 2 years.
  • Upto 100% bonus sum insured can be achieved.
  • After one claim free year you get 50% increase of sum insured at the time of renewal.
  • After two claim free years your basic sum insured gets doubled at the time of renewal.
  • If you choose 5 lacs sum insured while buying a product, and do not claim in the policy year, then you will have INR. 7.5 Lacs cover in next year. Similarly, if do not claim even in the second policy year you will have INR. 10 Lacs cover in the year after    
  • Optima Restore helps you keep track of your health status with its preventive health check-up benefit.                                                                            
  • We pay for your Health check-up at every renewal irrespective of claim status.
  • The health check-up benefit is available once in 2 years on sum insured of Rs 5 lakhs and once every year on sum insured of Rs. 10 lakhs and above.    



    • OPTIMA SECURE

      
       ● Optima Super Secure individual plan policy offers a range of coverage benefits for customers. The benefits include:

    ●  Hospitalization expenses

    ● Day Care treatment

    ● Transportation cost of an emergency ambulance to travel to the hospital through road and or Air

    ● Home Healthcare

    ● Pre-hospitalization expenses for up to 60 days and post-hospitalization expenses for up to 180 Days

    ● AYUSH treatments

    ● Organ donor expenses

    In addition to the above coverage benefits, the plan offers unique features like:

    ● Secure Benefit –that triples the insurance cover you buy, instantly and automatically. This means that you get a 3X coverage from day 1

    ● Protect benefit- Zero deduction on listed non medical expenses

    ● Get e-opinion on 51 critical illnesses through network provider globally.

    ● Allowance for daily cash if you choose a share accommodation in a network hospital

    ● Preventive medical check-ups subject to specified limits irrespective of claim status

    ● Plus Benefit - the base cover you choose for yourself automatically increases by 50% after 1

    year, and 100% after 2 years, irrespective of any claims made.

    • Restore benefit -100% of the base cover gets restored automatically in the event of complete or partial utilization of the Base Sum insured due to any admissible claim.

     

                                                     CALL   NOW            9470070917

                                                                              OR 

                                                                   MAIL US AT -          sjfconsultancy@gmail.com